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Giving and buying Xmas Gifts
  • 07 Dec, 2022
  • 4 min read

How to Save Money on Christmas Gifts?

Wow, Christmas has already come and gone. Yes! Many shoppers are already looking for creative tactics to maximize their spending this year as the holiday season starts in less than three weeks. The impacts of an unstable economy are still being felt by consumers, who are more cautious than ever abou...

Saving Money Early
  • 05 Dec, 2022
  • 3 min read

Why You Should Start Investing Early?

Don't let fear stop you from making smart choices about your finances.

Are you afraid of investing in stocks because of potentially making losses due to stock market volatility? Are you unsure whether you should put aside some money at the end of each month because you think you might need to use...

Recession
  • 30 Nov, 2022
  • 3 min read

How to Make Yourself Recession Proof

The worst-case scenario for anyone during a recession is the recession layoff, which is painful for everyone involved. And no university degree or industry qualification will protect you when a company must reduce its workforce.

You can prepare yourself for the next recession even though it's sti...

Saving money by reducing electricity bill
  • 01 Oct, 2022
  • 6 min read

15 Tips on Saving Electricity

With an average electricity price going up by 7.5% from 2021, which is the highest growth since 2006, it is good to remind ourselves on how to save on electricity bill and lower the monthly spending. 

I've collected a few of the most common energy-saving ideas, so you can learn how to cut down o...

Calculating expenses
  • 17 Aug, 2022
  • 6 min read

How to Track Expenses

If you’re earning on a monthly basis or aren’t good with savings, tracking your expenses can really help you discover where you’re spending most of your money. Ideally, one can determine what sort of transactions they’re doing within their head, whereas some require a complete list of their expenses...

Frugal money in the jar
  • 08 Jul, 2022
  • 3 min read

What It Means To Be Frugal?

The advent of the Covid-19 global pandemic and the recent geopolitical tensions in Europe has sent the world economy into a frail state as the major countries of the world are experiencing a record inflation period. As such, the prices of goods and services have risen to a record high, causing my ho...